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Saturday, 13 March 2010
Investment Basics – Why should you diversify?
Mood:  cheeky

2010-03-13

18:41:15Kiss

We have heard the popular phrase again and again ‘Don’t put all of your eggs together in one basket!” How many times we must have heard it since our childhood – its uncountable! This advice is applicable to everything, including investments. If you want to make a success in investments, then you should diversify, which in other words mean that you should make investments consisting of different portfolios.

Diversifying your investments might include purchasing various stocks in many different industries. It may include purchasing bonds, investing in money market accounts, or even in some real property. The key is to invest in several different areas – not just one.

Over time, research has shown that investors who have diversified portfolios usually see more consistent and stable returns on their investments than those who just invest in one thing. By investing in several different markets, you will actually be at less risk also.

For instance, if you have invested all of your money in one stock, and that stock takes a significant plunge, you will most likely find that you have lost all of your money. On the other hand, if you have invested in ten different stocks, and nine are doing well while one plunges, you are still in reasonably good shape.

A good diversification will usually include stocks, bonds, real property, and cash. It may take time to diversify your portfolio. Depending on how much you have to initially invest, you may have to start with one type of investment, and invest in other areas as time goes by.

This is okay, but if you can divide your initial investment funds among various types of investments, you will find that you have a lower risk of losing your money, and over time, you will see better returns.

Experts also suggest that you spread your investment money evenly among your investments. In other words, if you start with $100,000 to invest, invest $25,000 in stocks, $25,000 in real property, $25,000 in bonds, and put $25,000 in an interest bearing savings account.

 

 


Posted by ezeeway at 8:11 AM EST
Updated: Saturday, 13 March 2010 9:26 AM EST
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Tuesday, 2 March 2010
How To Get Rid Of Whiteheads - Stop Them Before They Start

Acne is a common skin condition that affects almost everyone at some time in their lives. Certain reports have noted that over ninety percent of the world’s total population is affected by acne, and many people are seeking answers on how to rid themselves of whiteheads and blackheads, often seeking an acne natural remedy. Here are some basic steps and precautions that can help you control acne before it even starts.

Tips to control acne before it starts:

1. You can easily control acne before it starts by simply not picking, popping, or squeezing the acne lesions you have. Always note that squeezing or picking the acne can worsen the condition as it can lead to further infection and scarring on the skin.....Read more


Posted by ezeeway at 1:21 AM EST
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Saturday, 27 February 2010
Knowing about diet fitness

People today are more health conscious than they were about fifty years ago. Not only are they concerned about the health and fitness, but the desire to have a sculpted body just like that we see in the magazine covers seems to be more preferred by most persons. Due to this, gyms, health spas and different kinds of fitness centers have sprung up almost everywhere for catering to the needs of those who are health and fitness conscious.

Even on television exercise machines, weight loss products, and other paraphernalia to improve fitness have more or less gained control over the airwaves and made their way into the households. But exerise is not the only way to build that body beautiful. It also entails certain amount of responsibility on the foods one chooses to eat. Being healthy and fit requires one to observe diet fitness.

Diet fitness is as essential as exercise itself. Diet for fitness provides the essential nutrition one needs to restore worn-out muscles and for healthy growth. Diet fitness should never be taken for granted. With the popularity of keeping fit, many different views, methods, programs and dieting strategies have been formulated by many professionals. Among these are high carb diets and high fat diets. Whih one is more effective and which one should one choose to follow?

First thing to know would be the fundamental differences between these two diet approaches. As the name implies, high carb diets concentrates on taking in carbohydrate-rich foods while high fat diets endorses fat-rich foods. High carb diets are utilized to glycogen stored in the liver and muscles. Glycogen is a glucose complex that provides large amounts of energy ready for use in anaerobic exercises.

Fats, on the other hand, is well-nown for being the richest source of calories. It actually contains 2.5 times more calories than carbohydrates and proteins alike. Studies also show that it takes the body 24 calories to metabolize carbohydrates while it only takes 3 to burn down fat. So which one to follow? A person can follow a high carb and low fat fitness diet or the other way around. It is absolutely not recommended to follow both at the same time; unless of course if you want to gain body fat.

But then diet fitness is not all about losing fat, one must also consider his diet in order to keep fat away. Research shows that sustainable loss of weight can only be achieved on a diet which suits the individual food preferences, lifestyle, medical profile and satiety signals.

Diet programs all over can help you shed off excess pounds, but only one diet can help you stay sexy, and it is the one that satisfies you most. Other important aspects of having a fit diet are moderation, balance and variation. One must be careful not to leave out important nutrients and other substances necessary for healthy body functioning. health organizations are clear about the amounts of nutrients an individual should have in the body.

Low fat high carbs, high carbs low fat; the question is not which diet program will work out but which is it that will work for you. Striving for a sexy and healthy body does not have to burden an individual, diet fitness does not have to mean sticking to the same kind of food for life. One may even try to be adventurous and try out new foods out there. Who knows? one may even discover spinach interesting.

 

 

 

 

 

 


Posted by ezeeway at 6:45 AM EST
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Thursday, 25 February 2010
How detoxing helps us

The following article covers a topic that has recently moved to center stage--at least it seems that way. If you've been thinking you need to know more about it, here's your opportunity. Is everything making sense so far? If not, I'm sure that with just a little more reading, all the facts will fall into place. It seems to be a little disgusting when you are detoxing or cleansing. Your body shows some signs that you have built up toxins. These toxins can affect your whole body fitness and health.

There are times that you feel sluggish and feel the stressful. Your body may experience continuous aching, diarrhea, constipation, and feeling of clumsiness. Rapid weight gain and the incapacity to lose the excess weight can also be signs of having toxins in the body.

Moreover, the toxins found in the body are found and stored on your fat cells. For Americans who are taking the usual American diet, a person may consume 70 trillion garbage cans for each cell. In detoxing your body and cleaning that unwanted garbage in your cells, you should pay attention on your elimination organs.

There are particular organs in your body that deal on cell waste management. These organs play a major role in the detoxing process for a fit and healthy body.

  1. Your liver is the organ that recycles the unwanted chemicals in the body. It sorts out the toxins and places them to the organ for elimination during the process of circulation. The principal elimination organs will back up the liver on where these toxins will be stored and then eliminated.
  2. The lymph glands also play an important role in eliminating the toxins. A network of tubing brings out the excess waste of the cells from the body and to the final eliminating organs. The appendix, thymus, tonsil, and spleens are major lymphatic glands that help the major organs of the body in cleansing and detoxing.
  3. The kidneys help in the water management of the body. They are the ones that keep the good chemistry of the blood alkaline by eliminating the dissolved acid waste. You can help your kidney to function very well by drinking plenty of water. It is much better if you drink fresh alkaline juices and purified water. You may take ½ ounce of alkaline everyday to see positive results on your body weight.
  4. The lungs are the organs that keep the blood air purified. They allow the oxygen to go directly to the bloodstream. It is also responsible in removing waste gases that are found in every cell of the body. Deep breathing and fresh air is very helpful in keeping the lungs healthy and free from toxins. If you are in the urban area, it is recommended that you find an oxygen rich area where you can perform deep breathing.
  5. The colon is a solid waste management organ in your body. Medical practitioners have found many people that may have an 80-pound mucus and rubber like solid waste that are found on the walls of the colon. Detoxing and cleaning the colon can be a real tough thing to do. However, having a free waste colon can certainly provide you good benefits of having a clean and healthy body.

If you are experiencing some signs of detoxification, you may try doing a regular walking exercise. Exercise is a good key in having a fit and healthy body. Many diet doctors also suggest that you drink plenty of lemon water. This is an effective way of maintaining a very good circulation and can increase the rate of detoxification inside the body.

It never hurts to be well-informed with the latest on detoxing. Compare what you've learned here to future articles so that you can stay alert to changes in the area of detoxing.


Posted by ezeeway at 4:03 AM EST
Updated: Thursday, 25 February 2010 4:18 AM EST
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Wednesday, 24 February 2010
New species of dinosaur found in eastern Utah rock

Associated Press:

SALT LAKE CITY – Fossils of a previously undiscovered species of dinosaur have been found in slabs of Utah sandstone that were so hard that explosives had to be used to free some of the remains, scientists said Tuesday. The bones found at Dinosaur National Monumentbelonged to a type of sauropod — long-necked plant-eaters that were said to be the largest animal ever to roam land.

The discovery included two complete skulls from other types of sauropods — an extremely rare find, scientists said.

The fossils offer fresh insight into lives of dinosaurs some 105 million years ago, including the evolution of sauropod teeth, which reveal eating habits and other information, said Dan Chure, a paleontologist at the monument that straddles the Utah-Colorado border.

Go to the Biology Blog

 


Posted by ezeeway at 2:39 AM EST
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Monday, 22 February 2010
Four red rings

Bike seen on Front and George Street.

Read more


Posted by ezeeway at 2:03 AM EST
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Saturday, 20 February 2010
Mapping the Milky Way

At this very moment, tens of thousands of home computers around the world are quietly working together to solve the largest and most basic mysteries of our galaxy. Enthusiastic and inquisitive volunteers from Africa to Australia are donating the computing power of everything from decade-old desktops to sleek new netbooks to help computer researchers and astronomers at Rensselaer Polytechnic Institute map the shape of our Milky Way galaxy.........Go to the Astronomy-blog

Posted by ezeeway at 3:12 AM EST
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Friday, 19 February 2010
How to avoid mistakes while making investments

If you are not a seasoned investor, you might make some mistakes at first. But after some time with experience you will be able to avoid the small mistakes. But if you want to become a successful investor you must avoid making the big mistakes. This also means that putting off investing is also a big mistake which some investors make. You should make your money work for you even if it is a small amount.

While not investing at all or putting off investing until later are big mistakes, investing before you are in the financial position to do so is another big mistake. Get your current financial situation in order first, and then start investing. Get your credit cleaned up, pay off high interest loans and credit cards, and put at least three months of living expenses in savings. Once this is done, you are ready to start letting your money work for you.

Don’t invest to get rich quick. That is the riskiest type of investing that there is, and you will more than likely lose. If it was easy, everyone would be doing it! Instead, invest for the long term, and have the patience to weather the storms and allow your money to grow. Only invest for the short term when you know you will need the money in a short amount of time, and then stick with safe investments, such as certificates of deposit.

Don’t put all of your eggs into one basket. Scatter it around various types of investments for the best returns. Also, don’t move your money around too much. Let it ride. Pick your investments carefully, invest your money, and allow it to grow – don’t panic if the stock drops a few dollars. If the stock is a stable stock, it will go back up.

A common mistake that a lot of people make is thinking that their investments in collectibles will really pay off. Again, if this were true, everyone would do it. Don’t count on your Coke collection or your book collection to pay for your retirement years! Count on investments made with cold hard cash instead.

 

 

 


Posted by ezeeway at 3:59 AM EST
Updated: Friday, 19 February 2010 4:13 AM EST
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Wednesday, 17 February 2010
Sitemap and its importance

Those who design websites often consider a sitemap as redundant. It is actually true if you have made a sitemap just for the sake of having it. But you should remember one thing that it is important to have a well constructed sitemap, because it will enable you to make your sitemap useful for your needs. The reasons for having a well constructed site map are as below:

1) Navigation purposes

A sitemap literally acts as a map of your site. If your visitors browses your site and gets lost between the thousands of pages on your site, they can always refer to your sitemap to see where they are, and navigate through your pages with the utmost ease.

2) Conveying your site's theme

When your visitors load up your sitemap, they will get the gist of your site within a very short amount of time. There is no need to get the "big picture" of your site by reading through each page, and by doing that you will be saving your visitors' time.

3) Site optimization purposes

When you create a sitemap, you are actually creating a single page which contains links to every single page on your site. Imagine what happens when search engine robots hit this page -- they will follow the links on the sitemap and naturally every single page of your site gets indexed by search engines! It is also for this purpose that a link to the sitemap has to be placed prominently on the front page of your website.

4) Organization and relevance

A sitemap enables you to have a complete bird's eye view of your site structure, and whenever you need to add new content or new sections, you will be able to take the existing hierarchy into consideration just by glancing at the sitemap. As a result, you will have a perfectly organized site with everything sorted according to their relevance.

From the above reasons, it is most important to implement a sitemap for website projects with a considerable size. Through this way, you will be able to keep your website easily accessible and neatly organized for everyone.


Posted by ezeeway at 2:31 AM EST
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Saturday, 13 February 2010
Investment basics – Finding out where to invest

If you are thinking of making some investments, then you should know something about the basics of investment. The first important point to consider is that there are many different types of investment. For finding out the best investment policy, you should consider all the factors and determine where to invest your money.

Of course, determining where you will invest begins with researching the various available types of investments, determining your risk tolerance, and determining your investment style – along with your financial goals.

If you were going to purchase a new car, you would do quite a bit of research before making a final decision and a purchase. You would never consider purchasing a car that you had not fully looked over and taken for a test drive. Investing works much the same way.

You will of course learn as much about the investment as possible, and you would want to see how past investors have done as well. It’s common sense!

Learning about the stock market and investments takes a lot of time… but it is time well spent. There are numerous books and websites on the topic, and you can even take college level courses on the topic – which is what stock brokers do. With access to the Internet, you can actually play the stock market – with fake money – to get a feel for how it works.

You can make pretend investments, and see how they do. Do a search with any search engine for ‘Stock Market Games’ or ‘Stock Market Simulations.’ This is a great way to start learning about investing in the stock market.

Other types of investments – outside of the stock market – do not have simulators. You must learn about those types of investments the hard way – by reading.

As a potential investor, you should read anything you can get your hands on about investing…but start with the beginning investment books and websites first. Otherwise, you will quickly find that you are lost.

Finally, speak with a financial planner. Tell them your goals, and ask them for their suggestions – this is what they do! A good financial planner can easily help you determine where to invest your funds, and help you set up a plan to reach all of your financial goals. Many will even teach you about investing along the way – make sure you pay attention to what they are telling you!


Posted by ezeeway at 4:10 AM EST
Updated: Saturday, 13 February 2010 4:23 AM EST
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